SERVICES

SERVICES

"We can't change history,
but we can create the future"
- Erwin McManus

Retirement Planning

Although pensions still form a large part of most people's wealth, retirement planning no longer starts and finishes with pensions, it now includes a wide range of additional investment vehicles.  At Iron Wealth Management we have the expertise and can effectively manage this range of investment vehicles with different tax rules.

We hold advanced qualifications and experience required by the FCA to provide advice in final salary transfers.

Wealth Management

One of our key roles is helping clients work out how and if they should invest. The attraction of investing is to make more money, however this means taking some risks.  Stocks are risky, but so is avoiding them when it comes to long term investing.

With investing (low costs, sensible and diversified investments), you should make more money overall compared to savings.  The key is understanding how long you will need to hold them, and how much fluctuation you can stomach.

We can build you a well balanced investment portfolio, capable of absorbing a range of economic outcomes.

Tax Planning

Taxation planning exist in all areas of planning. Most people like to optimise that taxation position. There are numerous reliefs, allowances and exemptions that exist that very few people are aware of. 

Protection Planning

In an ideal world, you would be insured against everything negative that can happen to you and/or your family.  It is a fine balance to get the level of cover in order to protect your overall wealth. There are various planning scenarios that can benefit from protection planning, combined with the use of trust planning. A key part of the planning process is helping you work out whether the protection is something you need, or something you want.

Estate Planning

We help you work in unity as a family to protect your loved ones when you are no longer around. As with most planning, being proactive can make a significant difference. Trusts are commonly used to ensure that your wealth is managed and distributed in accordance with your wishes.

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Mortgages & Equity Release 

Your property is often both a home and an asset. Whilst we can help with securing a suitable mortgage, borrowing on a property can also form part of a long-term plan which weaves into other areas of planning. You may take the view that your home is your pension, but we can explore ways to achieve a stronger retirement plan by making tax efficient contributions versus overpaying your mortgage.

Will writing & Lasting Power of Attorney

There is only one You and your Will should be personal to your circumstances. We provide a will writing and estate planning service that aims to takes the unnecessary complexity out and help clients avoid costly pitfalls. This could be as simple as opening a joint bank account so you or your partner’s funds are not frozen. We can help you write a will to ensure your loved ones are cared for.


With mental health and degenerative illnesses like dementia being well recognised, a Lasting Power of Attorney (LPA) is a much simpler, cost effective way to manage one’s affairs when someone loses mental capacity. Without this, a Deputy application would be necessary to the Court of Protection which is lengthy, costly and burdensome. Get in touch and we can provide a straightforward solution to make and register your LPAs for you. 


Estate planning and the provision of Wills are not regulated by the Financial Conduct Authority.

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